Speaking
Get the Tax Nerd Talking
Turning complex retirement tax strategies into understandable concepts that stick to help forward-thinking financial advisors take a solutions-driven approach to every engagement.
Retirement planning is complicated, but it doesn’t have to be boring.
At HLS Retirement Consulting, our mission is to serve as a trusted partner to forward-thinking financial advisors. With over 50 years of dedicated experience in the financial services industry, we provide advisors with the resources they need to deliver exceptional retirement planning and advisory services to their clients.
Speaking and engagement opportunities are among the best ways to impact the industry.
Heather is frequently asked to speak at industry events, radio and TV programs, and webinars. She is often quoted in financial publications such as USA Today, Forbes, MarketWatch, Investors’ Business Daily, Ed Slott’s IRA Advisor, and Retirement Daily.
Heather is a fun and engaging speaker. She has become an expert in turning complex retirement tax strategies into understandable concepts that stick and is committed to helping financial advisors navigate the complexities of retirement planning, ensuring they can meet their clients’ needs with confidence and clarity.
Heather is one of the best CE instructors I have ever heard. She packs so much into her topics and explains them so well for the average person. She gave us a lot of material that we can use as a resource and for financial planning. Very applicable.
Navigating the Critical Ages of Retirement Income Planning Attendee
Rates for Speaking Engagements
Whether you’re planning a live or virtual event, Heather’s unique talent for breaking down complex ideas into digestible and actionable elements bring fresh and exciting insights to inspire and motivate your audience. Her ability to command the conversation with ease, expertise, and charisma ensures that your audience is captivated and engaged from start to finish.
Virtual - $5,000 – $7,000
Virtual speaking events start at $5,000.
Live - $9,000 – $11,000
Live speaking events start at $9,000 plus travel.
Most Requested Talks and Presentations
Strategic Claiming Conversations: Unlocking Social Security Autonomy for Every Life Stage
Building Social Security autonomy at every life stage can transform retirement outcomes—and it starts with a simple, repeatable process. Heather equips advisors with strategies that turn complex rules into clear, client-focused conversations. From singles to couples, divorcees to survivors, you’ll walk away with tools to strengthen trust, deepen engagement, and reinforce your role as the go-to resource for retirement income planning.
Before She Walks: Tailored Income Strategies to Engage and Retain Female Clients
By 2030, women will control an estimated $30 trillion in assets, yet too many leave their advisors when their needs aren’t understood or addressed. In this session, Heather reveals how to meet women where they are by tailoring income strategies to their unique life experiences — such as career breaks, caregiving, longevity risk, and survivor needs — so you can engage, retain, and truly serve this currently underserved yet valuable client base. Don’t be the reason she walks.
(Available as either a 1-hour overview or a 2-hour deep-dive.)
Milestones that Matter: Guiding Clients Through Retirement’s Most Critical Ages
Retirement isn’t a one-time decision; it’s a journey shaped by pivotal ages, some of which open doors to opportunities that can enhance retirement outcomes, while others signal caution to avoid costly missteps. In this session, Heather guides advisors through key milestones from 50 to 75, demonstrating how to transform age-triggered rules for Social Security, Medicare, and income planning into strategies that spark meaningful conversations and keep clients confidently on track.
(Best suited for 1-hour to 90 minute presentation slots)
From Misconceptions to Mastery: Social Security Strategies that Resonate
Social Security misconceptions can lead to costly mistakes and client confusion. Heather reveals the real story behind the most common misperceptions and equips advisors with actionable strategies to transform rules into confident, strategy-driven income conversations that deliver clarity and results.
(Best suited for a 90–120-minute presentation slot.)
Audiences All Over the Country Are Listening to Heather…
Reviews From Our Talk on Social Security and Medicare Planning With Ed Slott’s Elite IRA Advisor Group
When it comes to Social Security and Medicare planning, Heather Schreiber is the speaker you want. Heather presented at our financial advisor program to rave reviews from some of the most highly educated and knowledgeable financial planners and tax advisors in the country. These are seasoned advisors – a tough audience – who are not easily impressed and often challenge our speakers with high-level questions. Heather dominated the discussion. Her confidence and knowledge level had our advisors trying to keep up! They loved her presentation style and were impressed with Heather’s vast knowledge.
Ed Slott, CPA
Founder and CEO of Ed Slott and Company
I thought I knew a lot and she surprised me. I got her card and will be calling for help.
Heather’s presentation was current and the topics and examples brought to mind specific client cases I am currently working on.
I wish I could take a course to know as much about Social Security as Heather does. I feel like I retained the tip of an iceberg, and would like to know this area as well as she does.
Heather Schreiber, RICP®
Helping people navigate retirement with clarity, confidence, and purpose for more than 30 years.
For more than three decades, Heather Schreiber has helped financial professionals, organizations, and individuals navigate the complexities of retirement planning. Known for her ability to simplify complex topics without oversimplifying them, Heather helps people understand how the many decisions surrounding Social Security, Medicare, retirement income, taxes, survivor planning, and IRA distributions work together to shape long-term financial outcomes.
As Founder and President of HLS Retirement Consulting, LLC, Heather partners with financial advisors and tax professionals nationwide, serving as a trusted extension of their team. She believes the best retirement decisions are made by looking at the whole picture while never losing sight of the whole person. Rather than simply providing answers, Heather helps advisors recognize planning opportunities, anticipate the ripple effects of important decisions, and navigate complex retirement planning challenges with greater clarity and confidence.
A nationally recognized educator, keynote speaker, and author, Heather serves as an adjunct instructor for Surgent CPE and the All-Star Tax Series sponsored by Edward Jones and as an industry expert for The American College of Financial Services' Knowledge Hub+ platform. She is also the author and Editor-in-Chief of Heather Schreiber's Social Security Advisor, a nationally distributed publication that equips financial professionals with timely insights and practical guidance on today's evolving retirement landscape.
Heather holds the Retirement Income Certified Professional (RICP®), National Social Security Advisor (NSSA®), Registered Social Security Analyst (RSSA®), and IRMAA Certified Planner (IRMAA-CP™) designations. Drawing on more than three decades of experience and advanced training, Heather's expertise spans Social Security, Medicare, retirement income distributions, taxation, Roth conversion planning, IRA distribution strategies, survivor planning, and the many decisions that intersect throughout retirement. In recognition of her contributions to retirement education, she received the 2022 NAFA Pillar Award for Outstanding Contributions in Annuity Education.
Away from the stage, Heather lives in Woodstock, Georgia, with her husband, Eric, and their family. As a family caregiver for her mother, who is living with Alzheimer's disease and dementia, she has experienced firsthand how quickly life can change—and how important thoughtful planning becomes during life's most difficult seasons. That journey has strengthened her belief that retirement planning is never just about rules, regulations, or numbers. It's about helping people make informed decisions that support the life they've worked so hard to build.
Whether she's speaking to thousands from a conference stage, consulting on a complex client case, or educating consumers about retirement, Heather's mission remains the same: to help people navigate retirement with clarity, confidence, and purpose.
Delight and Educate Your Audience
Email us to inquire about booking a speaking engagement with Heather Schreiber for your next event, webinar, or podcast.