In the complex dance of retirement planning, deciding when to claim Social Security benefits is a pivotal step. It’s a decision that can significantly impact the retirement income landscape. Financial guru Heather Schreiber, with her extensive 30-year tenure in the financial services realm, offers her expertise into the intricacies of this crucial choice in a featured article on AARP’s website, titled 3 Reasons to Claim Social Security Early (and 3 Reasons to Wait Until 70).
Heather, the founder of HLS Retirement Consulting in Canton, Georgia, and the writer of Heather Schreiber’s Social Security Advisor, a newsletter for financial professionals, highlights the potential advantages of early claiming, especially for individuals with health concerns or those without spousal considerations.
Her knowledge in dissecting retirement planning makes her an authoritative voice on this topic. Her ability to navigate the complex web of retirement-related decisions shines through in her nuanced analysis of the Social Security claiming decision.
For an in-depth exploration of the reasons to claim Social Security early or defer until 70, read the AARP article by clicking here.