Blog

There are things you expect to worry about when someone you love has dementia: falls, wandering, medications, finances, whether they are eating, whether they are safe, whether they know where they are. There are also things no one tells you might someday make the...

There is something particularly complicated about becoming a mother to your own mother when, for much of your life, you weren’t entirely sure you had gotten enough of one yourself. That is not an easy sentence for me to write. My relationship with my mother has always...

This last week broke me. Not because I lost my mom. But because I'm losing her a little more each day. There is a unique kind of grief that comes from watching someone disappear, piece by piece, while they're still sitting right in front of you. It isn't the grief...

If you're 63 or older and planning to enroll in Medicare at 65, the income and tax decisions you make today could affect your cash flow not just this year, but two years from now. That's because of IRMAA, short for Income-Related Monthly Adjustment Amount, an...

When your healthcare is tied to your employer, your coverage costs are relatively predictable. It doesn't matter if you had a record-breaking sales year or a quiet one; the premium is the premium. Retirement has a way of complicating things. Medicare enrollees with...

If your clients have been asking whether Social Security taxes are disappearing, you’re not alone. Headlines and social media have created the impression that benefits will soon be tax-free. That’s not the case. A new temporary tax deduction could provide modest...

Here in Metro Atlanta, we’ve just had two back-to-back winter storm weekends. And with each forecast came the same familiar grocery store scene: shelves wiped clean. Bread. Milk. Eggs. Gone. What everyone plans to do with all that milk and bread is a question for...

Ah, spooky season. Remember when we were optimizing candy routes instead of retirement portfolios? When the toughest choice was picking a Halloween costume, not weighing Roth conversions against IRMAA avoidance? We still love a good thrill (and the occasional...

If you know me, you know that I geek out on technicalities, so advisors can stay focused on their clients. I thrive on rules, regulations, and timelines, translating them into practical, real-world strategies. But today, I’m pressing pause on the technical speak for a...

It’s hard to believe the Roth IRA has been around for 27 years. Over the years, the frequency of questions about its pros and cons has fluctuated, but with uncertainty surrounding the future of taxes, it’s worth revisiting the risks and rewards of choosing a Roth IRA...