As a higher-earning senior, you might be familiar with paying taxes on your Social Security benefits. However, there’s an additional cost that could catch you off guard – the Income-Related Monthly Adjustment Amount (IRMAA), a special surcharge on your Medicare...
The American College of Financial Services is proud to announce the inclusion of Heather Schreiber, RICP®, NSSA®, a luminary in Social Security strategy and founder of HLS Retirement Consulting, as an industry expert for the newly unveiled Knowledge Hub+, a...
In the complex dance of retirement planning, deciding when to claim Social Security benefits is a pivotal step. It's a decision that can significantly impact the retirement income landscape. Financial guru Heather Schreiber, with her extensive 30-year tenure in the...
The Social Security cost-of-living adjustments (COLAs) have been a hot topic in recent years, with beneficiaries experiencing some of the highest increases in four decades. As we look ahead to 2024, experts are predicting a more modest rise in monthly payments, with...
In a recent article published by Retirement Daily, Heather Schreiber, founder of HLS Retirement Consulting, provided expert commentary on the major 8.7% increase in Social Security and Supplemental Security Income benefits for 2023. This adjustment, affecting...
Heather Schreiber, founder of HLS Retirement Consulting, recently shared her expert insights with USA Today about understanding Social Security benefits statements. While these statements appear straightforward, indicating an estimated monthly retirement benefit that...
In a recent interview featured on Insurance NewsNet, Heather Schreiber, founder of HLS Retirement Consulting, underscored the increasing reliance of women on Social Security benefits and the necessity for financial education catered to their unique needs. Drawing from...
In a recent feature in Investor's Business Daily, Heather Schreiber, founder of HLS Retirement Consulting, provided valuable insights into the challenging decision of when to start collecting Social Security benefits. She highlighted how delaying the start of these...
In an insightful webinar titled "Social Security Insecurity: A New Consideration in Retirement Planning," hosted by the American College of Financial Services, Heather Schreiber, President and Founder of HLS Retirement Consulting, together with other retirement...
A companion resource to Ed Slott's IRA Newsletter, this is the go-to "all things Social Security" newsletter and reference tool for financial professionals. Providing practical applications to commonly asked and misunderstood claiming rules, Social Security Advisor is a must-have for any financial and tax professional who wants to add value to their financial and tax planning process.
