The Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0, approved at the end of 2022, brought about significant modifications to the retirement plan landscape. Among the most notable changes are those related to Required Minimum Distributions...
A significant announcement made by the Internal Revenue Service (IRS) on August 25, 2023, has brought relief to numerous high-income earners and plan sponsors. Per IRS Notice 2023-62, The IRS postponed implementing a rule requiring age 50 catch-up contributions made...
Navigating social security for retirement can feel like a maze, filled with questions and uncertainties. How do you approach applying? When should you take it? What do factors like age, sources of income, and spousal benefits mean to you? Fortunately, Heather...
The Social Security cost-of-living adjustments (COLAs) have been a hot topic in recent years, with beneficiaries experiencing some of the highest increases in four decades. As we look ahead to 2024, experts are predicting a more modest rise in monthly payments, with...
Retirement planning and preparedness is a critical aspect of financial stability, and Social Security benefits play a significant role in ensuring a comfortable retirement for many individuals. The cost-of-living adjustment (COLA) is a crucial factor that shapes the...
Social Security benefits play a crucial role in providing financial support to millions of retirees and disabled individuals in the United States. As a government program, Social Security offers a safety net to ensure a certain level of income during retirement; the...
Why Women May Welcome Advice from Financial Pros The end of April brought dire news from Money magazine: Americans’ confidence that they’ll have a comfortable retirement is “plunging,” the headline announced. In the past year, the percentage of workers expecting their...
For Retirees, New Place Like Home? Many online articles list the best places to live in retirement. Often, financial issues are key determining factors. For example, the most recent retirement rankings methodology from U.S. News & World Report gives 40% weight to...
In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Heather Schreiber about social security spousal benefits and how it works. Listen in to learn how spousal income works for couples with wide disparities in income benefits. You will get...
Heather Schreiber (NSSA®) is a social security expert, and in this short clip with Brad Pistole, she touches on the often talked about "break even point" in regards to choosing what age to trigger social security benefits at.
A companion resource to Ed Slott's IRA Newsletter, this is the go-to "all things Social Security" newsletter and reference tool for financial professionals. Providing practical applications to commonly asked and misunderstood claiming rules, Social Security Advisor is a must-have for any financial and tax professional who wants to add value to their financial and tax planning process.
