Navigating social security for retirement can feel like a maze, filled with questions and uncertainties. How do you approach applying? When should you take it? What do factors like age, sources of income, and spousal benefits mean to you? Fortunately, Heather Schreiber, a Retirement Income Certified Professional with over 30 years of experience in the financial services industry, is here to guide you.
As a guest on the Peace of Mind Wealth Management podcast, in an episode 97, Social Security Strategies, Heather’s profound insights into retirement planning light the path. From estate planning and retirement income distribution strategies to charitable giving and multi-generational planning, her wisdom reaches far and wide.
In this illuminating episode, Heather delves into:
- Key Factors: Understand the critical factors that influence your decision to take social security before or after 70.
- Pension Parallel: Recognize why your social security is likely your pension and how different income sources affect your claims.
- Spousal Benefits and Strategies: Explore the workings of spousal benefits, restricted application strategies, and benefits from previous relationships.
- Expert Guidance: Grasp the importance of professional assistance in navigating the complex landscape of social security.
The conversation with Heather not only answers pressing questions but also reveals actionable strategies to secure your retirement. Listen to the full episode for an invaluable guide to harnessing the benefits of social security.
