It’s hard to believe the Roth IRA has been around for 27 years. Over the years, the frequency of questions about its pros and cons has fluctuated, but with uncertainty surrounding the future of taxes, it’s worth revisiting the risks and rewards of choosing a Roth IRA...
Navigating Social Security can be challenging, especially for women who face unique financial hurdles in retirement. In Episode 82 of the Take Back Retirement Podcast, Heather Schreiber, RICP®, joined hosts Stephanie McCullough and Kevin Gaines to break down how women...
Navigating Social Security benefits can be overwhelming, especially when it comes to understanding spousal benefits. To shed light on this important topic, Heather Schreiber, RICP®, recently joined the Peace of Mind Wealth Management Podcast for an insightful...
When it comes to Social Security, few experts have the depth of knowledge and practical insight that Heather Schreiber, RICP®, brings to the table. Recently, she had the honor of joining Jill Schlesinger on the highly regarded Jill on Money Live podcast for a two-part...
Planning for retirement comes with many complex decisions, and one of the most critical financial choices retirees face is when and how to file for Social Security benefits. With so much at stake, making an informed decision can significantly impact long-term...
Navigating the world of Medicare can feel like deciphering a complex code. However, understanding the initial enrollment period is crucial to ensure you get the coverage you need without incurring costly penalties or gaps in healthcare coverage. Let's break down what...
Heather Schreiber, the founder of HLS Retirement Consulting, recently appeared on "Jill on Money LIVE" to share her expertise on Social Security and other retirement income-related topics. In this engaging discussion, Heather provides valuable insights into creating a...
In a recent episode of the "Take Back Retirement" podcast, Heather Schreiber, the founder of HLS Retirement Consulting, shares her expertise on maximizing Social Security benefits, specifically tailored for women. As a renowned retirement consultant, Heather dives...
As a higher-earning senior, you might be familiar with paying taxes on your Social Security benefits. However, there’s an additional cost that could catch you off guard – the Income-Related Monthly Adjustment Amount (IRMAA), a special surcharge on your Medicare...
The Social Security Administration (SSA) has announced a 3.2% cost-of-living adjustment (COLA) for Social Security and Supplemental Security Income (SSI) beneficiaries in 2024. This increase aims to help retirees and disabled individuals keep pace with inflation....
A companion resource to Ed Slott's IRA Newsletter, this is the go-to "all things Social Security" newsletter and reference tool for financial professionals. Providing practical applications to commonly asked and misunderstood claiming rules, Social Security Advisor is a must-have for any financial and tax professional who wants to add value to their financial and tax planning process.
