There are things you expect to worry about when someone you love has dementia: falls, wandering, medications, finances, whether they are eating, whether they are safe, whether they know where they are. There are also things no one tells you might someday make the...
There is something particularly complicated about becoming a mother to your own mother when, for much of your life, you weren’t entirely sure you had gotten enough of one yourself. That is not an easy sentence for me to write. My relationship with my mother has always...
This last week broke me. Not because I lost my mom. But because I'm losing her a little more each day. There is a unique kind of grief that comes from watching someone disappear, piece by piece, while they're still sitting right in front of you. It isn't the grief...
Heather shares a deeply personal reflection in Rethinking65 on how her mother's experience with dementia has reshaped her understanding of financial security and preparedness in retirement. Drawing from her journey as a daughter and retirement planning professional,...
Heather joined The American College of Financial Services at the Horizons Conference to discuss why Social Security decisions shouldn't be made in isolation. The conversation explores common misconceptions about claiming benefits at age 62, the importance of...
Heather joined John Terry on Legacy Marketing Group's Tune In to Sales podcast to discuss how financial professionals can navigate complex retirement planning conversations with greater clarity and confidence. The conversation explores ways to bridge knowledge gaps...
Heather was featured in The Savings Game, syndicated on Yahoo Finance, sharing practical strategies to help individuals prepare for potential changes to Social Security. She offered guidance on maximizing retirement savings, reducing reliance on future benefits, and...
If you're 63 or older and planning to enroll in Medicare at 65, the income and tax decisions you make today could affect your cash flow not just this year, but two years from now. That's because of IRMAA, short for Income-Related Monthly Adjustment Amount, an...
Are clients making Social Security decisions based on fear instead of a coordinated retirement income plan? Social Security is one of the most important retirement income levers, but Heather explains why it should not be treated as a simple break-even math problem....
Heather joined Jill Schlesinger on the Jill on Money podcast for a special Social Security mailbag episode, answering listener questions about claiming strategies, spousal benefits, timing decisions, and other key retirement planning topics. The conversation offers...
A companion resource to Ed Slott's IRA Newsletter, this is the go-to "all things Social Security" newsletter and reference tool for financial professionals. Providing practical applications to commonly asked and misunderstood claiming rules, Social Security Advisor is a must-have for any financial and tax professional who wants to add value to their financial and tax planning process.
